This book is for people who don’t know where to start when they have to spend less. It gives you an idea of the reasons why you overspend, how you can change this ( although I thought this was the weakest part of the book) and finally 365 tips you can follow to reduce your expenses. The book is modest but the tips are interesting. It makes sense but if you buy it, it probably is because you don’t have any when it comes to money. I have read quite a few of these books but I’d say this one is simple to understand and very basic, so if you want to take some good New Year’s resolution in the department of your finances ( like me….), it is a good start- i.e. not discouraging. I don’t know if Ms Ash spends less but I hope that with this book she will earn more.

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